Legal

Terms of Service

Last updated: May 2025

These Terms of Service ("Terms") govern your access to and use of The Liquidity Letter ("Service"), operated by The Liquidity Letter ("we", "us", or "our"). By accessing or using the Service, you agree to be bound by these Terms.

1. Description of Service

The Liquidity Letter is a subscription-based SaaS platform that aggregates financial news, market data, and economic calendar events into a unified web dashboard. Subscribers access software tools including a live market overview, ETF tracker, AI research assistant, economic event alerts, and a customisable news feed. The platform does not provide financial advice. All content is for informational and educational purposes only.

2. Subscriptions and Billing

Access to the full Service requires a paid subscription at $29.99 USD per month. Subscriptions are billed monthly on a recurring basis. By subscribing, you authorise us to charge your payment method on a recurring monthly basis until you cancel.

A 7-day free trial is offered to new subscribers. Your payment method will be charged at the end of the trial period unless you cancel before it ends.
You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period — you retain full access until then.
We reserve the right to change subscription pricing with 30 days' notice to existing subscribers.

3. Refunds

Please refer to our Refund Policy for full details on refunds and cancellations.

4. Not Financial Advice

All content published by The Liquidity Letter — including newsletters, dashboard data, research reports, and AI-generated analysis — is for informational and educational purposes only. Nothing on this platform constitutes financial advice, investment advice, trading recommendations, or an offer to buy or sell any financial instrument. You should consult a qualified financial adviser before making any investment decisions. We accept no liability for any losses arising from reliance on our content.

5. Acceptable Use

You agree not to:

Share, resell, or redistribute our paid content without written permission
Use automated tools to scrape or extract content from the platform
Attempt to circumvent access controls or subscription requirements
Use the Service for any unlawful purpose

6. Intellectual Property

All content on The Liquidity Letter, including research reports, newsletters, designs, and software, is the exclusive property of The Liquidity Letter and is protected by copyright law. You may not reproduce, distribute, or create derivative works without our express written consent.

7. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of any information published on the platform. Market data is sourced from third-party providers and may be delayed or inaccurate.

8. Limitation of Liability

To the maximum extent permitted by law, The Liquidity Letter shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Service, including but not limited to financial losses.

9. Termination

We reserve the right to suspend or terminate your account at any time if you breach these Terms. Upon termination, your right to access the Service ceases immediately.

10. Governing Law

These Terms are governed by the laws of the Republic of South Africa. Any disputes shall be subject to the exclusive jurisdiction of the courts of South Africa.

11. Changes to Terms

We may update these Terms from time to time. We will notify subscribers of material changes via email. Continued use of the Service after changes constitutes acceptance of the updated Terms.

12. Contact

For questions about these Terms, contact us at support@liquidityletter.com.